Here to help

Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.

Our Services


The benefits of insuring ourselves against undesirable events cannot be overlooked.

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Savings & Investments

From childhood, most of us are told to put away money to save for the future.

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Designed to enable you to save enough money so you can live comfortably in retirement.

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Mortgages are one of the largest single transactions in most people’s lives.

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Auto Enrolment

Auto enrolment helps people save for later life through a workplace pension.

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Wills and Tax Planning

Without a will, and with no traceable surviving relatives, your whole estate could pass into the hands of the government.

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We have worked with Philip Giles and his team from ECFS over the last 5 years. ECFS have developed an excellent diversified investment strategy, in a combination of pensions and ISA investments, as we plan for our retirement. Philip is responsive, has the ability to demystify complex issues into clear investment strategies and we have learnt to trust his judgement.”

Mr and Mrs G from Brentwood 

ECFS Ltd provided research analysis of our pension and investment options in the run up to our retirement. 

Phil Giles exceeded our expectations in the advice he provided to the extent discovering overlooked pension portfolio, building a blended investment pot. Phil has put us in a structured on-line retrievable investment portfolio managed by a resilient team of Blue Chip Investment Providers. 

We are now informed daily, online, as to the performance of our investments and look forward to continuing our relationship with Phil/ECFS.

Mr D and Miss P from Chelmsford 

Want to know more?

To find out more or to arrange a meeting with us, please call 01245 294900,
or email